My wife and I just finished Dave Ramsey’s Financial Peace University two weeks ago. It has been an amazing journey and has really propelled us to get our finances in even better order than they already were and to ensure we are always good stewards with the blessings God has given us. In fact, back in October I even blogged about my Florida beach vacation souvenir. That beach vacation was our family’s first all cash vacation and this Christmas will be our first all cash Christmas! The Dave Ramsey Financial Peace plan truly works and will positively change your family tree.

But here is the funny story.

I am a religious podcast listener of Dave Ramsey’s radio show. He is on every weekday for 3 hours and podcasts one of those hours free (I highly recommend subscribing). On his Friday shows, he will have people call in who have followed all 7 steps (which he gives out freely on his website) and who are now debt free. He will interview them a bit and then they will wrap up the call by having the person, couple or family yell at the top of their lungs — “We’re DEBT-freeeeeeee!!!!!!!”. It is inspiring and really good to know that others out there have done it — not through a secret program that costs hundreds or thousands, but through sheer planning, persistence, determination and sacrifice. I plan on driving down to Nashville with the family and doing my debt free scream at Dave’s Financial Peace Plaza lobby some time in 2018 (all debt including the house which is about all that’s left).

So because of our emphasis this Christmas on not spending money and focusing on the giving, my son has spent the last several weeks making crafts for our family presents. He just now came down to the basement and yelled in front of the family — “I’m CRAFT-free!!!!!!!”

I guess my listening to Dave’s Friday show podcasts in the car are rubbing off.

…..Dan at aslowerpace dot net


  1. Mrs. Aslowerpace says:

    That was tooooo funny!

  2. Krysten says:

    Just stumbled across your blog while searching for something related to Dave Ramsey, and I read about you and your wife beginning FPU recently. My husband and I are facilitating our 6th PFU class at our church here in Ohio so I just had to say congratulations for beginning such a life-changing journey! We have been paying off our stinking stupid tax for about 6 years now, and we just updated our budget tonight…we will FINALLY be debt free before the end of May. So if we can stick with it that long…anyone can! Enjoy the freedom! Hope you don’t mind…I’ll be checking back from time to time to read your updates : )

    Krysten in Ohio

  3. Dan says:

    Hi Krysten…..

    First off, thanks for your service spreading the FPU light. Financial and credit problems are definitely accepted modern day slavery and your work is akin to the Underground Railroad. Keep it up!

    And congratulations on your May 2012 date. If you are driving down to Nashville to do your debt free scream, feel free to drop by Louisville and say hi (our families can grab some BBQ together).

    And if you didn’t catch this other Ramsey post, check it out here —

    Have a blessed day,